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I, Rashmi Kalpesh Shah, welcome you to my website. This is a small attempt from my side to provide all my customers, accurate information & services they might require on their fingertips at a time of their convenience.
A Commerce Graduate. I have been working as a customer focused adviser since 20 years.. I believe in keeping myself continuously updated

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Date of Withdrawal: 01-Jan-2014
Plan No. 178
  • A unique combination of Whole Life and Money back concept
  • An innovative plan that provides regular cash flow during your lifetime as well as financial security to your family
  • In this with profits plan you have option of 3 accumulation periods – 10, 15 or 20 years
  • Premium can be paid for the chosen accumulation period or for 6 years. Single premium mode is also available.
  • Bonus is payable at the end of the accumulation period.
  • Thereafter every year a guaranteed amount equal to 5.5% of the sum assured is payable for the lifetime.
  • Life cover:
    • Sum Assured + Vested Bonus is payable in case of the death of the insured during the accumulation period.
    • After that the life cover continues to the extent of Sum Assured + Loyalty Additions
  • Available for wide range of ages – 0 to 60 years
  • Ideal for child future planning and retirement planning.
  • Optional Add-on Riders available:
    • Accident & Permanent Disability Rider
    • Term Rider - to increase the Life Cover
    • Premium Waiver Benefit (for age < 18)
Eligibility Criteria
Min. Max.
Age 0 60
Term 10 20
Sum 1,00,000 No limit
Premium Modes Yly, Hly, Qly, Mly, Single, SSS
Yearly Premium for 10,00,000 Sum Assured
Age 10 Years 15 Years 20 Years
35 104668 67722 48220
45 104668 67722 50082
50 104668 70074 53218
55 107314 74092 NA
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